Direct Marketing Nyc

Best bank for savings account or CD?

Today I got 3K in a savings account at a local bank, but it is terrible. Have an interest rate of 0.025 percent. I am planning to put 5K in another bank that pays good interest. The only reason There was money that was b / c that would give me a credit card because I was a bit hard to get credit cards in other banks. I live in New York and I've been reading on all banks offering savings accounts to 5 percent that do not interest or APY, is a sure. What do the banks used for savings accounts? I only have 5K to put aside savings now. Some have seen that are good are Citibank Direct, which is 5 percent, in line HSBC is 5.05 per cent and said that only if you do online. I see AMTRUST to 5.36 percent but says that its not a money market savings account and I'm not sure what the market is money. Or should I get a CD instead of savings? If the CD, which bank should I go for the best deal?

OK here is a perfect – your bank as the mind can be as low as 1k cd's with interest 5.21 for 7 months -13 months and 15 of 21 == Do not ask me why they chose these months == CD's is better anyway "ladder" of them which you need only a portion of the money you just lost interest a small amount – if the bank had said that this route would go well and maturity, has three options – Roll Over. into account the interest and return, or in cash — God is good to answer a question from someone who has no credit has 65K on a bed and about to lose cc home .. maintain savings and good luck!

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