Free Direct Marketing Plans

Formula for Finance (costs, savings, investment) plan?

This is what I have so far (my view). I do better with more details. I am looking for some advice. The best advice is free & I'm young. —– 1. Bank account (checking and savings) with a maximum of $ 500. Reason: the direct deposit, pay bills and cover and you need a loan. 2. Emergency fund (minimum $ 5000) for survival. Reason: No UN-necessary risks. I do not like the concept of incuring debt. 3. Rainy Day Fund (1 / 6 of the equity risk remains) should be relatively liquid, low, and interest Baring. Safe. Reason: I would save for a down payment house, car payments, food, clothing, Investment, and the ring wedding (someday like to marry), and anything else worth mentioning. 4. Stock Market Timing Funds – Because Averageing dollar minimum cost in the market is better than just buy and maintain. 5. Stock Market Investments – long-term confidence in the future. Reason: Finally, real money maker!

Firstly I would be careful with the number 4. Timing of the stock market is dangerous … nobody can measure the time it is a perfectly great way to lose everything. We recommend keeping the value of bills 2 months in your current account, savings in 2 months …. and the rest should be earning interest. At an early age I highly recommend entering into a Roth IRA account and put as much money for retirement. If you have any further questions do not hesitate to contact me by email and I can give more details.

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